Decisions
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I have a few decisions I am going to have to make in the next week or so, depending on what my paychecks look like over the course of the next month. After finding out that they’re garnishing me for over $1000, and that it looks like the judge is not going to grant me the hearing the paperwork stated I was entitled to, I may be forced to give up both my tables and my laptop. I’m hoping not, since the laptop is my only means of getting on the internet at this point, but if it is, so be it.
The worst of it is, I TRIED to work something out with the company. However, they’re not willing to work with me on a solution. I offered $100 a month, they said only in posted dated checks, all of which would be in their possession. Great, except I don’t have a checking account anymore. I closed it a few months ago. Aside the fact that hello, I don’t have to deposit the check into the account, so what makes them think that would be a solution anyways?
So they said to do a wage assignment through my job, but my employer will not do those. Then they said they’d settle for like $850 cash, lump sum. Sure, and I have that just hanging around. No problem.
I tried again for the $100 a month, reminding them that they can still just start the garnishment if I’m not paying. Again, post dated checks are the only way they’ll let me make those payments. So they aren’t willing to make any sort of attempt to work with me, they’ll only give me options they know will not work for me. They don’t want me to pay them because I’m trying to make good on a debt that I didn’t even know still existed, they want to take the money from me by force. And our lovely legal system is going to let them do it. Go figure. I try to do the right thing, and I am the one who gets punished.
Isn’t that just typical of the American system? I remember being in history class and it being said that one of the reasons that the pilgrims came here was to escape being hounded for and sent to prison over DEBTS. So here we are, 400 years later, using the legal system to hound people and in some cases, send them to prison, over DEBTS.
I did find one point interesting though - the lawyer’s office sent the garnishment paperwork over to my employer but yet doesn’t know who I work for. FIVE people in that office that I have spoken to have all asked me where I work. You sent the paperwork to my employer and don’t know where I work? WTF? How is that possible? Honestly.
